TERMS AND CONDITIONS
Welcome to DitchYourDebt.com.au. These terms and conditions (“Terms”) govern your use of our website (“Site”) and the services provided by our financial experts (“Services”).
By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Site or Services.
USE OF SITE AND SERVICES
Our Site and Services are intended for individuals seeking financial guidance and general information. You may use our Site and Services for personal, non-commercial purposes only. You may not use our Site or Services for any illegal or unauthorized purpose, or in a manner that could damage, disable, overburden, or impair our Site or Services. You may not attempt to gain unauthorized access to our Site or Services, or to other users’ accounts or personal information.
ACCOUNT REGISTRATION
To use our Services, you must create an account on our Site. You are responsible for maintaining the confidentiality of your account information, including your username and password. You are also responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
TERMS AND CONDITIONS – FINANCIAL ADVICE
Our Services provide general financial guidance and general information only, and are not intended to be a substitute for professional financial advice. Our writers are not licensed financial advisors or certified financial planners. We do not guarantee the accuracy, completeness, or usefulness of any information provided through our Services. You should consult a licensed financial advisor or certified financial planner before making any financial decisions.
LIMITATION OF LIABILITY
In no event shall we or our affiliates be liable for any damages, including but not limited to direct, indirect, incidental, special, or consequential damages arising from or in connection with your use of our Site or Services. We do not warrant that our Site or Services will be uninterrupted, error-free, or free of viruses or other harmful components.
TERMS AND CONDITIONS – INTELLECTUAL PROPERTY
Our Site and Services contain proprietary and confidential information that is protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, or sell any information, software, products, or services obtained from our Site or Services without our prior written consent.
THIRD-PARTY SITES
Our Site or Services may contain links to third-party websites or resources. We are not responsible for the content or availability of these websites or resources, and do not endorse or guarantee the accuracy, completeness, or usefulness of any information provided by these websites or resources. Your use of these websites or resources is at your own risk.
TERMS AND CONDITIONS – INDEMNIFICATION
You agree to indemnify and hold us and our affiliates harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your use of our Site or Services, your violation of these Terms, or your violation of any rights of another.
TERMS AND CONDITIONS – TERMINATION
We may terminate or suspend your account or access to our Site or Services at any time, without notice or liability, for any reason or no reason, including if we believe that you have violated these Terms. You may terminate your account at any time by contacting us.
MODIFICATION OF TERMS
We reserve the right to modify or update these Terms at any time, without notice to you. Your continued use of our Site or Services after any such modification or update constitutes your acceptance of these Terms as modified or updated.
TERMS AND CONDITIONS – GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of the State of Queensland, Australia, without regard to its conflicts of law principles. Any legal action arising from or related to these Terms or your use of our Site or Services shall be brought exclusively in the courts located in the State of New South Wales, Australia.
ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and us regarding your use of our Site and Services. These Terms supersede all prior or contemporaneous communications and proposals, whether oral, written, or electronic, between you and us regarding your use of our Site and Services.
TERMS AND CONDITIONS – SEVERABILITY
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
TERMS AND CONDITIONS – ASSIGNMENT
You may not assign or transfer these Terms, in whole or in part, without our prior written consent. We may assign or transfer these Terms, in whole or in part, without your prior written consent.
TERMS AND CONDITIONS – WAIVER
Our failure to enforce any provision of these Terms shall not be deemed a waiver of such provision or of our right to enforce such provision.
TERMS AND CONDITIONS – CONTACT US
If you have any questions or concerns about these Terms, please contact us at [email protected].